Norwich Union Car insurance Overview

Norwich Union Car insurance Overview

· Up to 10% discount when you buy online and for every year that you renew with us
· Named drivers their own no claims discount with us (up tp 70%)
· Guaranteed no claims discount for the life of your policy (optional)

Third Party, Fire & Theft Car Insurance

Third Party, Fire & Theft car insurance is introduced by Norwich Union Insurance Services Limited (Registered Office: St Helens, 1 Undershaft, London, EC3P 3DQ) to Premium Search, a trading name used under licence by BDML Connect Limited.

Comprehensive Car Insurance

- Guaranteed No Claims Discount for the life of your policy:
You’ve worked hard to build up your No Claims Discount which can mean up to a 70% discount on your annual premium* - quite a lot - now we can guarantee that you need never lose it! Norwich Union are pleased to be able to offer Guaranteed Protected No Claims Discount for the life of your policy - regardless of the number of claims you need to make, we promise you won't see any increase to your premium as a direct result of any claims. To opt for a Guaranteed No Claims Discount policy, you will need to have:

· Comprehensive insurance with at least 5 years No Claims Discount
· No 'At Fault' claim's in the last 3 years
· Policyholder and all additional drivers must be aged 21 or over
· Have a minimum excess of £220 on your policy
· Guaranteed No Claims Discount is not available for policies with open driving

Click here for a comprehensive insurance quote or call us on 0800 051 2382 and one of our dedicated team will be happy to help.*Discount applies to the risk element of the premium only and not to any optional extras, or to the first £42 which covers administration costs.

- We can give your named drivers their own no claims discount:
If you are a named driver, you can earn your own no claims discount when you purchase a policy with us in you own right. If you are the spouse or partner of the policy holder you could earn up to 70% discount when you insure your own car with us. If you are purely a named driver you can earn up to 40% discount when you insure a car with us. Discounts apply to the risk element of the premium only, and not to any optional covers or to the first £42, which covers administration costs. If you are a named driver looking to purchase your own insurance, unfortunately we are unable to process your application online, please call 0800 056 2683. You will still be eligible for an online discount of up to 10%. Calls may be recorded and/or monitored.

- Child car seat replacement cover:

Did you know that if your car has been in an accident, even if there is no visible damage, it is possible that your child car seat could be weakened to such an extent that it will not provide the same level of protection in a further accident? Due to the fact ROSPA recommend that all child car seats should be replaced following an accident, Norwich Union will provide child car seat cover as standard and replace your child car seat up to the value of £100 following an accident or theft, even if there’s no apparent visible damage.

- Enhanced Courtesy car upgrade:

......great if you have a family or just for that extra comfort and space. Our enhanced courtesy car option means that should you have an accident and your car requires repair work, then you will receive a 5 door car with a 1.6 litre engine with room for up to 5 people. To select this as part of your policy features, please click on the 'Enhanced Courtesy Car' option in the 'add on' section of the online quote application form.

- New car replacement:

If your vehicle is less than 12 months old from purchase as new when you have an accident or it’s stolen and not recovered, we will give you a new car of the same make and specification.- Provided the claims cost from the accident is more than 60% of the UK list price or the car is stolen and not recovered and also that you are the first registered keeper.

- Multi-car discounts:

- The discount is allowed only where the policy meets the following criteria:» Must be Comprehensive» Insured only or Insured and Spouse/Domestic/Civil partner named on the first and second policies only, no other drivers allowed.»Conditions apply We recognise that households these days usually have more than one car and so we will give you a 5% discount on each additional car insured with us and what’s more, we will take 5% off the existing car insured with us at renewal! What’s more, if the existing car insured with us carries an NCD discount, we will match the NCD discount on each additional vehicle up to a maximum of 70%. Discounts apply to the risk element of the premium only, and not to any additional covers, or to the first £42, which covers administration costs. To take advantage of this discount, then please contact us on 0800 051 2382, quoting reference MP33.

Conditions apply - Please read Terms and Conditions in the policy wordings for further details on all of the above features.

10% of all customers buying car insurance January to June 2007 paid £213 or less.