Directline Car Insurance: Legal Protection

If you have a road traffic accident involving your car that is not your fault, you have a right to be able to claim back your uninsured losses from the driver responsible.
The hourly rate for a qualified solicitor or legal executive’s costs is likely to be in excess of £100. For less then £1.75 per month, our legal protection cover will provide up to £100,000 of legal costs to help you to recover losses that cannot be claimed from any insurance policy.

(Information taken from the 2005 Guide to the Summary Assessment of Costs. Source: www.courtservice.gov.uk)

Examples may include:

• Compensation for death or Injury

• Your car insurance excess under your comprehensive policy

• Accident repair costs if you do not have comprehensive cover

• Damage to your clothes, luggage or personal belongings if you do not have comprehensive cover

• Hire car costs

• Loss of earnings

This cover also provides protection for any one else authorised to drive or use the car and for any authorised passengers.

The solicitor acting for you will handle all aspects of your claim such as locating a specialist (i.e. a medical expert) should this be necessary as a result of injury resulting from the accident. The specialist charges will be met by this legal protection policy.

The appointed solicitor is regulated by the Law Society and, should you choose to appoint one of our solicitor’s, they will also have to operate under our own high service level protocols – ensuring that you receive the professional legal service you would expect.
All in all providing you with peace of mind and a hassle free solution when you need it most.

Link to previous article : Direct line Car Insurance Claims process
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