Directline European Breakdown Cover Summary

Two levels of cover - the choice is yours:

1. Breakdown

Our standard level of cover provides you with emergency assistance if your car breaks down or is involved in an accident. If your car can't be repaired, we will provide a replacement vehicle and make sure the car and passengers get home to the UK. And if the driver's taken ill or injured, we'll get the stranded passengers home too.

2. Breakdown and Travel Cover

In addition to first class European breakdown cover, this option includes extensive travel insurance for you and all your passengers. We'll be there to help should there be a medical emergency, and you'll be protected from incurring costs due to things such as unavoidable cancellation, delays and lost baggage.

Summary of Cover

Breakdown Cover

Pre-departure protection	Up to £800
Roadside assistance and recovery service	Up to £250
Hire of replacement vehicle	Up to £800
Returning you and your car to home address	Market Value
Emergency repairs following theft	Up to £175
Driver illness	Repatriation costs paid*
Delivery of replacement parts	No limit
Loss of tent	Up to £100 per person
Legal advice and expenses	Up to £10,000 per person
Alternative route	Up to £1,500 per party

Travel Cover

Emergency medical expenses	Up to £5,000,000 per person
Personal possessions	Up to £1,500 per person
Personal money	Up to £500 (£250 cash) per person
Cancellation	Up to £5,000 per person
Curtailment	Up to £5,000 per person
Travel Delay	Up to £200 per person
Personal liability	Up to £2,000,000 per party
Personal accident	Up to £25,000 per person
Loss of passport	Up to £250 per person

You can also add Winter sports cover to your Travel cover

Equipment	Up to £500 per person
Essential replacement items	Up to £300 per person
Loss of ski pass and fees	Up to £250 per person
Piste closure	Up to £200 per person
Delayed resort departure	Up to £200 per person

*In the event of driver illness we will ask for another member of the party to drive is there is one, or we may provide a qualified driver to drive the vehicle back. Repatriation (up to market value) will be arranged if either of these is not possible. Excess: An excess of £40 per person will be applied to certain claims in respect of Personal Possessions and Money, Emergency Medical Expenses, Loss of Passport, Cancellation, Curtailment and Winter sports. A £100 excess will apply to certain Personal Liability claims.

Link to previous articles: Directline Travel Insurance: European Breakdown Cover Directline Tradesman Business Insurance: Assumptions made Direct Line Tradesman Insurance: Claims FAQ Direct Line Tradesman Insurance: How to make a claim? DirectLine Business Tradesman Insurance FAQ Direct Line Business Insurance: Overview