Directline European Breakdown Cover Summary

Two levels of cover - the choice is yours:

1. Breakdown

Our standard level of cover provides you with emergency assistance if your car breaks down or is involved in an accident. If your car can't be repaired, we will provide a replacement vehicle and make sure the car and passengers get home to the UK. And if the driver's taken ill or injured, we'll get the stranded passengers home too.

2. Breakdown and Travel Cover

In addition to first class European breakdown cover, this option includes extensive travel insurance for you and all your passengers. We'll be there to help should there be a medical emergency, and you'll be protected from incurring costs due to things such as unavoidable cancellation, delays and lost baggage.

Summary of Cover

Breakdown Cover

Pre-departure protection Up to £800
Roadside assistance and recovery service Up to £250
Hire of replacement vehicle Up to £800
Returning you and your car to home address Market Value
Emergency repairs following theft Up to £175
Driver illness Repatriation costs paid*
Delivery of replacement parts No limit
Loss of tent Up to £100 per person
Legal advice and expenses Up to £10,000 per person
Alternative route Up to £1,500 per party

Travel Cover

Emergency medical expenses Up to £5,000,000 per person
Personal possessions Up to £1,500 per person
Personal money Up to £500 (£250 cash) per person
Cancellation Up to £5,000 per person
Curtailment Up to £5,000 per person
Travel Delay Up to £200 per person
Personal liability Up to £2,000,000 per party
Personal accident Up to £25,000 per person
Loss of passport Up to £250 per person

You can also add Winter sports cover to your Travel cover

Equipment Up to £500 per person
Essential replacement items Up to £300 per person
Loss of ski pass and fees Up to £250 per person
Piste closure Up to £200 per person
Delayed resort departure Up to £200 per person

*In the event of driver illness we will ask for another member of the party to drive is there is one, or we may provide a qualified driver to drive the vehicle back. Repatriation (up to market value) will be arranged if either of these is not possible.

Excess: An excess of £40 per person will be applied to certain claims in respect of Personal Possessions and Money, Emergency Medical Expenses, Loss of Passport, Cancellation, Curtailment and Winter sports. A £100 excess will apply to certain Personal Liability claims.
Link to previous articles:
Directline Travel Insurance: European Breakdown Cover
Directline Tradesman Business Insurance: Assumptions made
Direct Line Tradesman Insurance: Claims FAQ
Direct Line Tradesman Insurance: How to make a claim?
DirectLine Business Tradesman Insurance FAQ
Direct Line Business Insurance: Overview

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