Churchill Car Insurance: Online Quote Underlying Assumptions

Churchill car insurance online quotes are based upon certain assumptions. Hence, it is important to understand clearly the underlying assumptions before you finalize a deal with Churchill car Insurance.

Please ensure that the information provided by you and the statements on this page are correct. If you decide to buy a Churchill car insurance policy, these details will form the basis of the insurance contract between us. Incorrect information could invalidate all or part of the policy. Under European law you and we may choose which law will apply to this contract. English law will apply unless both parties agree otherwise. Our cancellation and complaints procedure is detailed in the policy, where you can also find the details of the 14 day cooling-off period.

If your circumstances change between the date you purchase the policy and the date when you require the policy to commence, please call us. Incorrect information could invalidate all or part of the car insurance policy.

Here is the list of assumptions that Churchill makes while giving you the opportunity to purchase economical price insurance online:

• All drivers are at least 17 years of age, hold a valid EU driving licence and are permanently resident in the UK

• All drivers are under 80 years of age (quotes are available by phone for drivers aged 80 or over)

• The total number of accidents or claims for all drivers does not exceed 2 in the last 3 years

• The total number of convictions, fixed penalties or disqualifications for all drivers does not exceed 2 in the last 5 years

• The vehicle is owned and registered by you at your address and has not been modified or altered in any way (including optional extras). For example - wheels, suspension, bodywork and engine

• You use the vehicle for social, domestic and pleasure use or for commuting to and from your normal place of work if your occupation is one of the following: Motor Trade, Retired, Housewife/Househusband, Driver, Student and Unemployed. For all other occupations the vehicle may be used in connection with your business or those of your spouse, partner or civil partner (not business partner). If you require additional drivers to have business use or are uncertain about the type of use you require, please contact us.

• Your business or the business of your employer is not in any way connected with any of the following: the entertainment and fashion industry, professional sports, foreign service or diplomatic personnel, scrap or salvage merchants, general dealers, mini-cab drivers or controllers

• The annual mileage of your vehicle does not exceed 25,000

• The value of your vehicle is no greater than £50,000

• Your No Claims Discount (NCD) must be provided by an insurer from an EU country. We accept Proof of NCD from other countries entirely at our own discretion. Proof must be the original documentation (not a copy), written in English and the NCD level shown in years, not as a percentage.

• You accept this car insurance policy on an automatic renewal basis and agree to us automatically renewing your policy each year using the payment details given when you purchased the policy unless you ask us not to.

All of the above statements must be correct for you to be able to complete a car insurance quote online. If any of the statements do not fit your requirements, please call us as we may be able to complete your quote by phone.

After buying your car insurance policy, please send proof of your NCD to Churchill at the following address:
Churchill Insurance Company Limited, Churchill Court, Westmoreland Road, Bromley, BR1 1DP.
Link to previous articles:
Life Insurance with Critical Illness Cover: Types of cover
Direct Line Critical Illness Cover Overview
Directline European Breakdown Cover: Travel claims FAQ
Directline European Breakdown Cover: Travel claims
Directline European Breakdown Cover Summary
Directline Travel Insurance: European Breakdown Cover

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